In a nutshell, the lender must confirm that the money provided is really a current and not financing
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In many cases loan providers demand bank statements — or other financial data particularly a great 401(k) membership statement within this particular case — to ensure the source regarding money into the current

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New small cure for your query is you to definitely sure, you could potentially give your lady funds from your 401(k) membership due to the fact a present for the down payment into a property. Inside circumstance, you are not a great co-debtor on mortgage and you do not very own the house unless you are placed into the new identity adopting the pick shuts.