Bethpage Government Borrowing from the bank Union: Better home equity line of credit with a fixed-rate option

Overview: Bethpage are a credit union one to suits more than eight hundred,100000 players. The credit connection has the benefit of mortgages, refinance fund and you may HELOCs. Their HELOCs keeps zero charges.

As to why Bethpage Government Borrowing from the bank Partnership is best house guarantee range away from credit which have a fixed-speed choice: Bethpage supplies the unique choice to convert some or each of a varying-speed HELOC so you’re able to a predetermined-rate mortgage instead of a charge. With this option, you might select from five-, 10- and you can 20- seasons repayment words.

Perks: In place of of a lot opposition, Bethpage doesn’t charges closing costs otherwise yearly fees, as well as HELOCs provides very lower basic pricing toward basic season.